Dangers of Smoking

Any product of tobacco is dangerous. So it goes without saying that smoking any type of tobacco is truly a dangerous habit. It’s destructive after effects are innumerable. Illness caused by inhaling tobacco fumes are mostly fatal. No one can deny that smoking is so dangerous that it may cause all the nearly incurable & fatal disease like cancer, heart disease, chronic bronchitis & some other respiratory organ diseases.
It is known to all yet more than eighty percent people of our country are addicted to or in the habit of such obnoxious act. One should be aware that any type of cigarette, cigar, and cheroot in any brand on attractive cover of mouth watering blend is poison. A puff of any type of cigarette smoke contains fifteen billion particles of extremely harmful ingredients like; nicotine, methyl alcohol, carbon monoxide, arsenic & several other dangerous acids.
Nicotine is such an injurious product that it obstructs the free flow of blood through the blood vessels. This result is reducing the supply of oxygen in the blood to a great extent. The tobacco which is accumulated inside the lungs, after the inhalation of smoke, slows down the action of Celia & eventually destroys it.
The presence of carbon monoxide in the tobacco smoke drivers out of life giving oxygen from the blood. We know that it is extremely injurious to our health. Arsenic too is a dangerous cancer creating product of tobacco smoke. All these bring damage to the brain. People addicted to smoking, suffer mostly from ill-health & they also look sickly.
A smoker loses his appetite for food & thus loses energy for normal activity. Besides polluting the environment, smoking causes irritation to the eye. A chain smoker wastes a lot of money to appease his addiction.

Comparison between Traditional & Islamic Banking System

Generally there are two banking system in the world. One is the traditional banking system & the other is Islamic banking system & the last is proved as a model in banking system.
Traditional banking system is interest-based, which is prohibited by Islam strictly. Because interest is a curse towards human society. It hinders development, creates difference between rich & poor & reduces investment. On the other hand Islamic banking is free from any interest.
We have to know what Islamic banking is. It is said by OIC- Islamic bank is a financial institution whose statutes, rules & procedures expressly state its commitment to the principles of Islamic shariah & to the banking of the receipts & payments of interest in on any of its operation.
a. Islamic bank is committed to operate according to the principles of Islamic shariah.
b. It is free from interest in paying & receiving.
c. It does not deal in money but deals with money as a means to finance productive trading & investment activities, either directly by themselves or in partnership with others seeking to earn profit.
d. It is required to pay to the Zakat funds 2.5% of its capital & profit in every year for the benefit of the poorer section of the country.
e. It shares in the profit & losses if any of enterprises as per agreement with those who take funds from it for actual trade.
f. It has provision for Quard-E-Hasana or beneficent loan in deserving cases without consideration of profit.
The traditional banks take maximum interest at any cost. Material gain is their only target. But Islamic bank wants to help the poor or needed person. It cannot invest its fund to any harmful project. Thus all the efforts & activities it runs towards the socio-economic well being of human society. By this why it can sure-
a. Allocated efficiency of funds.
b. Increase of the investment.
c. Stability in the value of money.
d. Reduce inflation.
e. Mobilization of savings.
In the light of above discussion Islamic banking as a career is lucrative, prospective & bright future to play a vital role for the socio-economic development of the nation as well as for the whole mankind.

Tea on Hilly Land

Tea is a very popular, stimulant & refreshing drink. It is the most common & the cheapest drink in the world.
Tea is generally grown in the hilly regions. It grows well under heavy rainfall & adequate sunshine on the hilly lands & slops where water does not stand. It grows in plenty in India, China, Japan, Indonesia & Bangladesh. In our country, it grows in the hilly areas of Sylhet & Chittagong division & Panchagarh district.
Tea seeds are at first sown in a nursery. The seedlings are then transplanted to bigger areas specially prepared for this purpose & set in rows at a distance of four feet or more from one another. Young plants are to be watered regularly at this stage. The tea field has to be weeded & much care be taken to protect the plants from the pests of insects & worms. When the plants begin to grow, they are pruned every now & then. When the plants are about three years old, their leaves are taken off for use.
The green & young leaves of tea plants are plucked several times a year. Then the leaves are dried in the sun. They are then crushed. Again they are dried in a hot room. Thus different qualities of tea are made. Some tea plants have two leaves & a bud. It is the best quality of tea.
The importance of tea in our national economy is very great. We earn a good amount of foreign exchange every year by exporting tea.

Money through Simple Investment at Beach

One of the best choices of any tourist is traveling at any beautiful beach of the world. For this reason, that beach must have many kinds of opportunities. Particularly security, proper communication, luxuriant hotel management, expert tourist guide & after all a magnificent beach after one’s heart are more essential than others.
Magnificence of any beach mainly depends on its natural beauty but men can increase that beauty with many good qualities. From my experiences I have seen that many men are investing their insignificant savings at beach beside large investor & earning significant money. They are creating tent, mini restaurant even mobile photo studio at beach & various kinds of foods, chain of colorful snails, travelogue, urgent medicine, life buoy, life jacket, safety ring, slanting chair, quick photo are being served there by exchanging money & everything is being possible only by their small savings. I deeply believe that earning money through this process is very funny & profitable. So, let’s try to gain success in near future.

Historical Signs at Mohastan Garh

Mohastan Garh is really an interesting & historical place in Bangladesh. It is seven miles away from the district town of Bogra. It has the relics of the ancient culture, Mazar, old buildings etc. There runs the river Karotoa nearby. So, it offers very charming sceneries together with the murmuring sound of the Karotoa. There is the Mazar Sharif of Balki Sultan who dedicated his life to the cause of Islam. It was during the reign of king Parsuram. The Sultan came from ‘Balkan’ to preach Islam. It was the order of Allah. He gradually won the heart of the people & defeated Parsuram. Now, the Mazar Sharif is visited by thousands of Muslims everyday. There are ‘Zeut Kunda’ & ‘the Museum’ in Mohastan Garh. When the soldiers of Parsuram had been killed in the battle field, the king took water from the pucka well & used to give it on the body of the dead soldiers. As a result, they got back their lives again. So, it was named ‘Zeut Kunda’. Now, there is no wonderful magic power of that so called ‘Zeut Kunda’. There the Museum behind a beautiful flower garden is a soundless evidence of historical & archaeological signs of Mohastan Garh. At Mohastan Garh, the other historical places are the Bridal chamber of Behula & Laxmindar, the Seladevir Ghat & the burial place of the chief disciple of Balkan Sultan.
A thing of beauty is a joy forever. I believe that tourists must feel delighted to see the historical places & sceneries at Mohastan Garh & I hope that the memory of this traveling will last for long.

Cottage Industry in Bangladesh

Cottage industry is the small scale industry or the petty industry carried on at home. It does not require heavy machines & large amount of money. It requires only a few laborers & necessary simple tools.
Once, Bangladesh was famous for cottage industry. The Moslin cloth of Bangladesh had world wide fame & demand. Bangladesh earned a good amount of foreign currency by exporting articles of cottage industry in the past. With the advancement of science our cottage industry has been wiped out & the products of cottage industry could not stand in the competitive market. It is an irony of fate that she lost all her glory.
There are certain causes of the decay of cottage industry in Bangladesh. Among them the introduction of modern machineries, higher cost of production in cottage industry than large industry, import of various foreign fancy goods are remarkable. Now our cottage industry is facing many problems that require immediate solution.
The importance of cottage industry in Bangladesh cannot be underrated. We must revive our cottage industry in order to grow economy. With that end of view, we all should be engaged in certain branches of cottage industry according to our ability. The products of cottage industry may be costly. Yet, we should remember that the money spent on it remains in our country.

A Short Story of Bangladeshi Rivers

Bangladesh is a riverine country. Numerous rivers have crossed it like a net. Some of the rivers are big & some are small. The most important rivers in Bangladesh are the Padma, the Meghna, the Jamuna & the Brahmaputra. They are very big & wide. All these rivers flow into the Bay of Bengal. The Brahmaputra is the biggest river in this subcontinent.
The Padma is a famous river having its gift ‘Hilsha’ a very tasty fish which earns a lot of foreign exchange. Besides, there are many small rivers like the Buriganga, the Teesta, the Madhumoti, the Karnafuli, the Sitalakshya, the Garai, the Kumar, the Gomoti, the Atrai, the Karotoa, the Kushiara, the Rupsa, the Surma & many more. During the rainy season some of the rivers appear like vast seas.
Most of the rivers of Bangladesh rise from the Himalayan range & fall into the Bay of Bengal. The Padma rises at Gangotri glacier in the Himalayan region & passing through many provinces of India like Uttor Prodesh, Bihar, West Bengal, comes into Bangladesh near Rajshahi & flows down the Bay of Bengal. The Brahmaputra also rises from the Himalayas & flows through Assam come into Bangladesh & flows down the Bay of Bengal. Similarly, many rivers like the Teesta, the Surma rise in the Himalayan region & pass through the lands of Bangladesh.
The rivers supply various kinds of fishes for us. Many people of the country earn their livelihood by fishing in the rivers. They make our lands fertile. Most of the rural songs are born of the people’s love & affection for the rivers. Our literature, art & culture are influenced by our rivers. They have also added to the natural beauty of our country.