Dangers of Smoking

Any product of tobacco is dangerous. So it goes without saying that smoking any type of tobacco is truly a dangerous habit. It’s destructive after effects are innumerable. Illness caused by inhaling tobacco fumes are mostly fatal. No one can deny that smoking is so dangerous that it may cause all the nearly incurable & fatal disease like cancer, heart disease, chronic bronchitis & some other respiratory organ diseases.
It is known to all yet more than eighty percent people of our country are addicted to or in the habit of such obnoxious act. One should be aware that any type of cigarette, cigar, and cheroot in any brand on attractive cover of mouth watering blend is poison. A puff of any type of cigarette smoke contains fifteen billion particles of extremely harmful ingredients like; nicotine, methyl alcohol, carbon monoxide, arsenic & several other dangerous acids.
Nicotine is such an injurious product that it obstructs the free flow of blood through the blood vessels. This result is reducing the supply of oxygen in the blood to a great extent. The tobacco which is accumulated inside the lungs, after the inhalation of smoke, slows down the action of Celia & eventually destroys it.
The presence of carbon monoxide in the tobacco smoke drivers out of life giving oxygen from the blood. We know that it is extremely injurious to our health. Arsenic too is a dangerous cancer creating product of tobacco smoke. All these bring damage to the brain. People addicted to smoking, suffer mostly from ill-health & they also look sickly.
A smoker loses his appetite for food & thus loses energy for normal activity. Besides polluting the environment, smoking causes irritation to the eye. A chain smoker wastes a lot of money to appease his addiction.

Comparison between Traditional & Islamic Banking System

Generally there are two banking system in the world. One is the traditional banking system & the other is Islamic banking system & the last is proved as a model in banking system.
Traditional banking system is interest-based, which is prohibited by Islam strictly. Because interest is a curse towards human society. It hinders development, creates difference between rich & poor & reduces investment. On the other hand Islamic banking is free from any interest.
We have to know what Islamic banking is. It is said by OIC- Islamic bank is a financial institution whose statutes, rules & procedures expressly state its commitment to the principles of Islamic shariah & to the banking of the receipts & payments of interest in on any of its operation.
a. Islamic bank is committed to operate according to the principles of Islamic shariah.
b. It is free from interest in paying & receiving.
c. It does not deal in money but deals with money as a means to finance productive trading & investment activities, either directly by themselves or in partnership with others seeking to earn profit.
d. It is required to pay to the Zakat funds 2.5% of its capital & profit in every year for the benefit of the poorer section of the country.
e. It shares in the profit & losses if any of enterprises as per agreement with those who take funds from it for actual trade.
f. It has provision for Quard-E-Hasana or beneficent loan in deserving cases without consideration of profit.
The traditional banks take maximum interest at any cost. Material gain is their only target. But Islamic bank wants to help the poor or needed person. It cannot invest its fund to any harmful project. Thus all the efforts & activities it runs towards the socio-economic well being of human society. By this why it can sure-
a. Allocated efficiency of funds.
b. Increase of the investment.
c. Stability in the value of money.
d. Reduce inflation.
e. Mobilization of savings.
In the light of above discussion Islamic banking as a career is lucrative, prospective & bright future to play a vital role for the socio-economic development of the nation as well as for the whole mankind.

Tea on Hilly Land

Tea is a very popular, stimulant & refreshing drink. It is the most common & the cheapest drink in the world.
Tea is generally grown in the hilly regions. It grows well under heavy rainfall & adequate sunshine on the hilly lands & slops where water does not stand. It grows in plenty in India, China, Japan, Indonesia & Bangladesh. In our country, it grows in the hilly areas of Sylhet & Chittagong division & Panchagarh district.
Tea seeds are at first sown in a nursery. The seedlings are then transplanted to bigger areas specially prepared for this purpose & set in rows at a distance of four feet or more from one another. Young plants are to be watered regularly at this stage. The tea field has to be weeded & much care be taken to protect the plants from the pests of insects & worms. When the plants begin to grow, they are pruned every now & then. When the plants are about three years old, their leaves are taken off for use.
The green & young leaves of tea plants are plucked several times a year. Then the leaves are dried in the sun. They are then crushed. Again they are dried in a hot room. Thus different qualities of tea are made. Some tea plants have two leaves & a bud. It is the best quality of tea.
The importance of tea in our national economy is very great. We earn a good amount of foreign exchange every year by exporting tea.